With reference to the Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) Yojana, consider the following statements:

The entry age group for enrolment in the scheme is 21 to 40 years.
Age specific contribution shall be made by the beneficiary.
Each subscriber under the scheme shall receive a minimum pension of ₹ 3,000 per month after attaining the age of 60 years.
Family pension is applicable to the spouse and unmarried daughters.

Which of the statements given above is/are correct?

(a) 1, 3 and 4
(b) 2 and 3 only
(c) 2 only
(d) 1, 2 and 4

Correct Answer: (b) 2 and 3 only

Explanation:

Statement 1: The entry age group for enrolment in the scheme is 18 to 40 years, not 21 to 40 years .
Statement 2: Age-specific contribution shall be made by the beneficiary. This is correct as the contribution amount varies with the age of entry into the scheme .
Statement 3: Each subscriber under the scheme shall receive a minimum pension of ₹ 3,000 per month after attaining the age of 60 years. This is correct .
Statement 4: Family pension is applicable only to the spouse, not to unmarried daughters .

Objective: To provide old age protection and social security to unorganized workers.
Eligibility:
- Age group: 18 to 40 years.
- Monthly income: ₹ 15,000 or less.
- Exclusions: Should not be covered under any statutory social security schemes like NPS, ESIC, EPFO, and should not be an income tax payer .
Contribution:
- Age-specific contributions: Beneficiaries contribute a fixed amount based on their age at entry, with a matching contribution from the Central Government .
- Example: A 29-year-old would contribute ₹ 100 per month, matched by the government .
Benefits:
- Pension: Minimum assured pension of ₹ 3,000 per month after attaining the age of 60 years .
- Family pension: 50% of the pension amount to the spouse after the subscriber’s death .
Enrollment Process:
- Documents required: Aadhaar card, savings bank account/Jan-Dhan account number.
- Enrollment centers: Common Service Centres (CSCs), LIC offices, EPFO/ESIC offices, and Labour offices .
Contribution Mode: Monthly contributions are auto-debited from the subscriber’s bank account .
Grievance Redressal: A dedicated call center and web portal/app for complaints and queries .